If you are one of those Malaysians with love for the excitement of exploring new places, you probably know how exciting it is to sneak in quick weekend getaways or jetting off on long holidays.

What lacks excitement now? Because of a constant reminder that you purchase travel insurance before each of the trips is needed, especially when you should be busy as you are planning your itinerary, insurance is not always placed as just an afterthought.

However you can imagine that you get an annual travel insurance without any hassle. It will cover the several trips you plan to take for the whole year.

1. One Annual Travel Insurance Policy, Endless Trips

Many of us forget about it when we buy travel insurance or we simply find that going through the process is annoying for us every time we travel. That kind of hassle disappears from view with an annual travel insurance policy of record. Because there is only one payment, coverage lasts all year.

So, instead of worrying over insurance every time you book a flight, you will already be covered. This coverage lets you focus on packing your bags also decide which new destination to explore.

2. Save Your Money for What Matters

Buying annual travel insurance can save money for you especially if you travel more than twice a year. Single-trip policies might seem cheap at first, but the cumulative cost throughout a few of the trips should be considered.

It is likely that you will spend more than what is necessary with single-trip policies that are repeated. You travel unlimited during that year when you pay once for an annual travel policy!

3. More Coverage for the Unexpected

With an annual travel insurance policy, you often get higher coverage amounts for medical emergencies, and unforeseen events like accidental death and permanent disability. Annual policies also include perks such as allowances for hospitals. In the event that you are traveling with the kids, those allowances can surely come in very handy.

4. No More Last-Minute "Alamak!"

Annual travel insurance is quite a no-brainer if booking trips spontaneously with friends is loved. For travel to Singapore or Istanbul, you will not scramble to purchase travel insurance. Ready for protecting you at just a moment’s notice, your policy is already in its place.

5. Perfect Choice for Frequent Business Travelers

Contrary to popular belief, annual travel insurance does much more than just cover leisure. Annual travel insurance makes life much easier if work sends you overseas often. An annual plan covers each business trip during the year therefore you need not buy new policies for flight bookings. Travel smarter!

6. Family That Travels Together, Stays Together!

If you love family overseas trips, secure annual travel insurance to save time and money, ensuring coverage for every adventure.

Even if each family member insures themselves annually, you will still get better coverage for multiple trips as compared to insuring each single trip—avoiding the risk of lacking coverage because someone simply forgot to buy insurance.

7. Say Goodbye to Travel Inconveniences

Flight delays are some of the worst things when taking a holiday. Also, luggage that is lost makes things become worse.

But worry not! Note that your meals as well as accommodation throughout the wait shall be compensated when you submit the claim, so annual travel insurance often provides for higher benefits with these common travel inconveniences in the event that the flight to Hong Kong is delayed for six hours at the least.

8. Flexibility for All Your Plans

Annual travel insurance can be flexible and is surely one of the coolest things. You do not have a need to lock yourself into specific dates or destinations when a policy is that which you buy.

Since you purchased travel insurance that adjusts to your plans, this flexibility makes traveling on your terms far easier. Your policy is already enforced for covering you without any extra fuss, whether booking a last-minute trip or planning months earlier.

9. Extra Protection for Entertainment and Events

Did you know that Generali's annual travel insurance cover some cool things? Imagine acquiring tickets for attendance of Taylor Swift’s Eras Tour that is in Singapore, but then you fall ill so you cannot travel under the doctor’s orders. Your Generali travel insurance is going to cover the cost of those precious tickets instead of losing out.

10. Travel Confidently, No Matter the Destination

With an annual travel insurance policy, hop around the world confidently. You know you are covered for the big stuff when you visit friends and family in Australia, adventure through Nepal's hiking trails, or take a leisure holiday through Europe. Small surprises along of the way will be not an issue at all.

Instead of concern about possible issues, concentrate on relishing each moment of your adventure. Cool, huh?

‍